Our overall range of flexible and suitable products/services include:
Consumer and Retail Products
The Bank offers several products such as small business loans, salary advances, assets acquisition packages,
Co-operatives-tailored-savings products and credit facilities both for micro credit groups and for co-operatives
of quoted companies, government institutions and other organizations which will be of interest to members of the organization.
We urge you to take advantage of our 'SafeProducts', which offer flexible value driven support to employees of various
organizations that are signed-on to the product range of Safe Haven Microfinance Bank Ltd.
Commercial Banking Products
Our Strategic Business Units (SBU) offer specific products to the upcoming players in the different sectors of the economy. We have a structure that will provide the following:
- Overdraft facility to bridge working capital shortfalls.
- Syndication, Project Finance/Equipment Finance etc.
- Term Loans.
- Guarantees – Advance Payment Guarantee (APG), Bank Guarantee and Bonds (which fall within our regulatory limits) etc.
- Warehousing and Disbursement of offshore funds to micro credit beneficiaries on agreed terms and conditions.
- We offer LPO financing, including discounting of receivables (Invoice Discounting) for our commercial clients in a very swift and convenient manner.
Cash/Cheque Collections Management
We have a vibrant collections and vendor management programme, designed to ensure smooth settlement of Suppliers. The Collections/Vendor Management process is fully supported by our extensive correspondent banks’ reach and networks.
Lease Finance Facilities
The bank also offers you Equipment Lease Facilities to finance the purchase of your office tools and equipment for small & medium sized businesses.
To promote asset growth of our valued customers, Safe Haven Microfinance Bank Ltd. offers attractive and competitive fund/investment portfolio that ensures optimal returns on funds placement, as well as other high yield Investment.